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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,722 | $111,535-13.3% | $105,223-8.1% | $137,256-29.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 8.91% | 237.85%-228.9pp | 180.65%-171.7pp | 220.34%-211.4pp |
| Employer contribution / active EE | $8,902 | $3,939+126.0% | $3,689+141.3% | $4,156+114.2% |
| Participant deferral / active EE | $950 | $5,500-82.7% | $5,072-81.3% | $6,407-85.2% |
| Admin fee / account holder | $599 | $9,721-93.8% | $8,859-93.2% | $12,270-95.1% |