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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,250 | $89,364-81.8% | $141,177-88.5% | $72,983-77.7% |
| Participation rate | 83.3% | 75.1%+8.2pp | 82.5%+0.9pp | 69.5%+13.8pp |
| Annual return | 30.96% | 111.86%-80.9pp | 71.40%-40.4pp | 81.01%-50.0pp |
| Employer contribution / active EE | $2,975 | $3,115-4.5% | $4,736-37.2% | $2,440+21.9% |
| Participant deferral / active EE | $11,099 | $5,419+104.8% | $6,710+65.4% | $3,608+207.7% |
| Admin fee / account holder | $6,397 | $5,959+7.4% | $10,263-37.7% | $5,124+24.8% |