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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,554 | $81,208-57.5% | $98,920-65.1% | $79,856-56.7% |
| Participation rate | 100.0% | 72.5%+27.5pp | 76.0%+24.0pp | 69.6%+30.4pp |
| Annual return | 6.51% | 60.99%-54.5pp | 196.47%-190.0pp | 31.71%-25.2pp |
| Employer contribution / active EE | $3,063 | $1,960+56.3% | $2,689+13.9% | $2,471+23.9% |
| Participant deferral / active EE | $1,936 | $3,265-40.7% | $4,245-54.4% | $3,741-48.2% |
| Admin fee / account holder | $4,214 | $6,013-29.9% | $6,643-36.6% | $5,306-20.6% |