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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,983 | $175,259-62.9% | $149,723-56.6% | $139,487-53.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 11.91% | 166.82%-154.9pp | 134.50%-122.6pp | 373.84%-361.9pp |
| Employer contribution / active EE | $12,686 | $5,478+131.6% | $4,821+163.1% | $4,755+166.8% |
| Participant deferral / active EE | $13,508 | $6,522+107.1% | $5,682+137.7% | $6,713+101.2% |
| Admin fee / account holder | $3,437 | $16,158-78.7% | $13,215-74.0% | $11,407-69.9% |