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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,536 | $183,592-13.1% | $155,574+2.5% | $145,877+9.4% |
| Participation rate | 94.4% | 82.7%+11.7pp | 78.2%+16.2pp | 80.3%+14.1pp |
| Annual return | 15.20% | 61.37%-46.2pp | 64.87%-49.7pp | 551.28%-536.1pp |
| Employer contribution / active EE | $2,362 | $5,317-55.6% | $4,676-49.5% | $4,663-49.3% |
| Participant deferral / active EE | $6,786 | $6,466+5.0% | $5,629+20.6% | $6,691+1.4% |
| Admin fee / account holder | $1,586 | $19,316-91.8% | $15,914-90.0% | $13,402-88.2% |