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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,954 | $100,147-82.1% | $81,286-77.9% | $145,877-87.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 16.45% | 34.44%-18.0pp | 24.80%-8.3pp | 551.28%-534.8pp |
| Employer contribution / active EE | $5,064 | $2,977+70.1% | $2,463+105.6% | $4,663+8.6% |
| Participant deferral / active EE | $3,847 | $4,607-16.5% | $3,883-0.9% | $6,691-42.5% |
| Admin fee / account holder | $535 | $8,201-93.5% | $5,764-90.7% | $13,402-96.0% |