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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,927 | $199,109+42.6% | $173,730+63.4% | $154,746+83.5% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 15.32% | 20.02%-4.7pp | 19.96%-4.6pp | 172.34%-157.0pp |
| Employer contribution / active EE | $11,585 | $5,311+118.1% | $4,577+153.1% | $4,379+164.5% |
| Participant deferral / active EE | $11,265 | $7,113+58.4% | $6,326+78.1% | $6,730+67.4% |
| Admin fee / account holder | $20,766 | $20,916-0.7% | $17,523+18.5% | $14,365+44.6% |