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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,090 | $166,268+47.4% | $165,100+48.4% | $145,897+68.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 16.75% | 100.52%-83.8pp | 70.21%-53.5pp | 552.29%-535.5pp |
| Employer contribution / active EE | $8,891 | $5,284+68.3% | $4,348+104.5% | $4,663+90.7% |
| Participant deferral / active EE | $10,212 | $6,964+46.6% | $6,035+69.2% | $6,689+52.7% |
| Admin fee / account holder | $1,239 | $16,659-92.6% | $12,696-90.2% | $13,390-90.7% |