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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,927 | $178,174+59.4% | $156,181+81.8% | $137,256+106.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 15.32% | 84.19%-68.9pp | 64.87%-49.6pp | 220.34%-205.0pp |
| Employer contribution / active EE | $11,585 | $4,972+133.0% | $4,294+169.8% | $4,156+178.7% |
| Participant deferral / active EE | $11,265 | $6,888+63.5% | $6,132+83.7% | $6,407+75.8% |
| Admin fee / account holder | $20,766 | $17,404+19.3% | $14,586+42.4% | $12,270+69.2% |