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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,040 | $90,607-92.2% | $79,467-91.1% | $135,380-94.8% |
| Participation rate | 42.9% | 76.0%-33.2pp | 73.3%-30.5pp | 82.6%-39.8pp |
| Annual return | -168.08% | 977.74%-1145.8pp | 718.30%-886.4pp | 519.81%-687.9pp |
| Employer contribution / active EE | $116 | $3,068-96.2% | $2,800-95.9% | $4,779-97.6% |
| Participant deferral / active EE | $2,973 | $4,050-26.6% | $3,704-19.7% | $5,609-47.0% |
| Admin fee / account holder | $0 | $5,895-100.0% | $5,104-100.0% | $10,828-100.0% |