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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,471 | $77,920-86.6% | $149,723-93.0% | $75,177-86.1% |
| Participation rate | 33.9% | 65.6%-31.7pp | 78.8%-44.9pp | 67.2%-33.3pp |
| Annual return | 94.80% | 31.72%+63.1pp | 134.50%-39.7pp | 160.75%-65.9pp |
| Employer contribution / active EE | $829 | $3,138-73.6% | $4,821-82.8% | $2,671-68.9% |
| Participant deferral / active EE | $2,302 | $3,411-32.5% | $5,682-59.5% | $4,126-44.2% |
| Admin fee / account holder | $196 | $5,951-96.7% | $13,215-98.5% | $5,651-96.5% |