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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,287 | $51,466-27.5% | $78,778-52.7% | $62,293-40.1% |
| Participation rate | 13.8% | 59.8%-46.0pp | 69.2%-55.4pp | 69.5%-55.7pp |
| Annual return | 35.16% | 19.96%+15.2pp | 35.62%-0.5pp | 28.90%+6.3pp |
| Employer contribution / active EE | $0 | $827-100.0% | $1,986-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $1,169 | $2,147-45.6% | $2,958-60.5% | $3,169-63.1% |
| Admin fee / account holder | $4 | $489-99.2% | $5,134-99.9% | $479-99.2% |