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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,785 | $135,956-78.8% | $123,894-76.8% | $273,972-89.5% |
| Participation rate | 80.0% | 84.1%-4.1pp | 81.4%-1.4pp | 83.0%-3.0pp |
| Annual return | 0.74% | 56.63%-55.9pp | 47.52%-46.8pp | 41.46%-40.7pp |
| Employer contribution / active EE | $3,115 | $5,170-39.7% | $4,617-32.5% | $4,869-36.0% |
| Participant deferral / active EE | $6,537 | $6,343+3.1% | $5,984+9.2% | $5,287+23.6% |
| Admin fee / account holder | $3,047 | $9,817-69.0% | $8,357-63.5% | $10,133-69.9% |