Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,750 | $93,598-55.4% | $135,974-69.3% | $75,173-44.5% |
| Participation rate | 36.8% | 75.2%-38.4pp | 81.9%-45.1pp | 67.2%-30.4pp |
| Annual return | 42.85% | 30.89%+12.0pp | 68.30%-25.5pp | 160.72%-117.9pp |
| Employer contribution / active EE | $1,010 | $3,538-71.5% | $4,859-79.2% | $2,671-62.2% |
| Participant deferral / active EE | $2,145 | $6,405-66.5% | $7,760-72.4% | $4,126-48.0% |
| Admin fee / account holder | $617 | $6,978-91.2% | $10,767-94.3% | $5,651-89.1% |