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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,391 | $201,372-57.1% | $184,260-53.1% | $145,884-40.8% |
| Participation rate | 73.7% | 87.5%-13.8pp | 86.8%-13.1pp | 80.3%-6.6pp |
| Annual return | 12.66% | 29.04%-16.4pp | 28.84%-16.2pp | 551.85%-539.2pp |
| Employer contribution / active EE | $3,057 | $7,024-56.5% | $6,427-52.4% | $4,662-34.4% |
| Participant deferral / active EE | $8,904 | $9,808-9.2% | $9,133-2.5% | $6,690+33.1% |
| Admin fee / account holder | $2,681 | $16,362-83.6% | $13,898-80.7% | $13,392-80.0% |