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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,096 | $142,392-69.0% | $119,622-63.1% | $134,532-67.2% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | 66.29% | -12.46%+78.8pp | -14.98%+81.3pp | 418.27%-352.0pp |
| Employer contribution / active EE | $8,410 | $5,224+61.0% | $4,232+98.7% | $4,741+77.4% |
| Participant deferral / active EE | $9,059 | $6,467+40.1% | $5,601+61.8% | $6,401+41.5% |
| Admin fee / account holder | $598 | $13,593-95.6% | $10,328-94.2% | $11,429-94.8% |