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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,388 | $76,551-55.1% | $123,894-72.2% | $62,881-45.3% |
| Participation rate | 92.0% | 73.0%+19.1pp | 81.4%+10.6pp | 69.3%+22.7pp |
| Annual return | 15.93% | 18.68%-2.7pp | 47.52%-31.6pp | 20.14%-4.2pp |
| Employer contribution / active EE | $4,961 | $2,882+72.1% | $4,617+7.5% | $2,281+117.5% |
| Participant deferral / active EE | $10,310 | $4,840+113.0% | $5,984+72.3% | $3,203+221.9% |
| Admin fee / account holder | $1,956 | $4,826-59.5% | $8,357-76.6% | $4,296-54.5% |