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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,972 | $65,364-66.4% | $92,909-76.4% | $72,975-69.9% |
| Participation rate | 43.6% | 68.3%-24.7pp | 76.0%-32.4pp | 69.5%-25.9pp |
| Annual return | 24.91% | 42.11%-17.2pp | 109.44%-84.5pp | 81.01%-56.1pp |
| Employer contribution / active EE | $1,022 | $2,594-60.6% | $3,653-72.0% | $2,440-58.1% |
| Participant deferral / active EE | $1,483 | $3,128-52.6% | $4,238-65.0% | $3,608-58.9% |
| Admin fee / account holder | $156 | $4,251-96.3% | $5,795-97.3% | $5,124-97.0% |