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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,763 | $99,031-32.6% | $86,597-22.9% | $147,585-54.8% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 7.96% | 1312.56%-1304.6pp | 964.96%-957.0pp | 578.57%-570.6pp |
| Employer contribution / active EE | $14,054 | $3,132+348.7% | $2,840+394.9% | $4,876+188.2% |
| Participant deferral / active EE | $9,258 | $3,972+133.1% | $3,609+156.6% | $5,439+70.2% |
| Admin fee / account holder | $859 | $5,711-85.0% | $4,906-82.5% | $10,885-92.1% |