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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,537 | $88,815-66.7% | $81,882-63.9% | $145,897-79.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 8.93% | 1033.75%-1024.8pp | 779.47%-770.5pp | 552.29%-543.4pp |
| Employer contribution / active EE | $51,296 | $3,086+1562.0% | $2,916+1659.1% | $4,663+1000.2% |
| Participant deferral / active EE | $17,955 | $4,647+286.4% | $4,323+315.3% | $6,689+168.4% |
| Admin fee / account holder | $2,530 | $8,434-70.0% | $7,360-65.6% | $13,390-81.1% |