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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,329 | $82,678-56.1% | $125,391-71.0% | $68,490-47.0% |
| Participation rate | 75.6% | 75.1%+0.5pp | 82.4%-6.8pp | 67.9%+7.7pp |
| Annual return | -19.74% | -5.97%-13.8pp | 572.41%-592.2pp | -7.85%-11.9pp |
| Employer contribution / active EE | $2,398 | $3,382-29.1% | $4,816-50.2% | $2,597-7.7% |
| Participant deferral / active EE | $6,007 | $6,111-1.7% | $7,448-19.4% | $4,028+49.1% |
| Admin fee / account holder | $1,494 | $6,277-76.2% | $10,009-85.1% | $5,403-72.4% |