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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,832 | $110,551-58.5% | $80,741-43.2% | $167,536-72.6% |
| Participation rate | 0.0% | 64.0%-64.0pp | 54.2%-54.2pp | 82.1%-82.1pp |
| Annual return | 12.81% | 120.57%-107.8pp | 87.30%-74.5pp | 478.82%-466.0pp |
| Employer contribution / active EE | $0 | $1,543-100.0% | $1,160-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $5,033 | $2,870+75.3% | $2,145+134.6% | $6,342-20.6% |
| Admin fee / account holder | $8,824 | $4,547+94.1% | $3,380+161.0% | $12,315-28.3% |