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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,855 | $150,447-14.4% | $136,298-5.5% | $147,586-12.7% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 18.27% | 1049.15%-1030.9pp | 5156.27%-5138.0pp | 578.59%-560.3pp |
| Employer contribution / active EE | $12,225 | $5,256+132.6% | $4,696+160.3% | $4,876+150.7% |
| Participant deferral / active EE | $7,155 | $6,631+7.9% | $6,247+14.5% | $5,439+31.6% |
| Admin fee / account holder | $2,739 | $10,906-74.9% | $9,244-70.4% | $10,886-74.8% |