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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,151 | $190,879-4.6% | $160,009+13.8% | $134,532+35.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -13.76% | 552.63%-566.4pp | 408.85%-422.6pp | 418.27%-432.0pp |
| Employer contribution / active EE | $32,467 | $4,995+550.0% | $4,225+668.4% | $4,741+584.8% |
| Participant deferral / active EE | $22,765 | $6,924+228.8% | $6,183+268.2% | $6,401+255.7% |
| Admin fee / account holder | $677 | $10,495-93.5% | $8,715-92.2% | $11,429-94.1% |