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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,889 | $202,342-85.7% | $172,753-83.3% | $152,909-81.1% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 23.69% | 1029.88%-1006.2pp | 803.00%-779.3pp | 345.46%-321.8pp |
| Employer contribution / active EE | $8,193 | $5,857+39.9% | $5,144+59.3% | $4,764+72.0% |
| Participant deferral / active EE | $3,896 | $5,948-34.5% | $5,198-25.0% | $5,851-33.4% |
| Admin fee / account holder | $415 | $17,112-97.6% | $13,956-97.0% | $11,601-96.4% |