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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,995 | $72,269-44.7% | $101,271-60.5% | $79,852-49.9% |
| Participation rate | 70.3% | 68.5%+1.8pp | 75.8%-5.5pp | 69.6%+0.6pp |
| Annual return | 13.89% | 22.29%-8.4pp | 46.48%-32.6pp | 31.72%-17.8pp |
| Employer contribution / active EE | $0 | $2,692-100.0% | $3,660-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,733 | $3,282-47.2% | $4,371-60.4% | $3,740-53.7% |
| Admin fee / account holder | $1,211 | $4,401-72.5% | $5,948-79.6% | $5,306-77.2% |