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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,453 | $135,956-87.9% | $123,894-86.7% | $273,972-94.0% |
| Participation rate | 81.8% | 84.1%-2.2pp | 81.4%+0.4pp | 83.0%-1.2pp |
| Annual return | 42.40% | 56.63%-14.2pp | 47.52%-5.1pp | 41.46%+0.9pp |
| Employer contribution / active EE | $2,579 | $5,170-50.1% | $4,617-44.1% | $4,869-47.0% |
| Participant deferral / active EE | $3,596 | $6,343-43.3% | $5,984-39.9% | $5,287-32.0% |
| Admin fee / account holder | $1,160 | $9,817-88.2% | $8,357-86.1% | $10,133-88.6% |