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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,300 | $103,393-27.2% | $87,103-13.6% | $152,909-50.8% |
| Participation rate | 60.0% | 79.4%-19.4pp | 76.9%-16.9pp | 82.5%-22.5pp |
| Annual return | 26.88% | 28.10%-1.2pp | 28.19%-1.3pp | 345.46%-318.6pp |
| Employer contribution / active EE | $3,970 | $3,221+23.3% | $2,521+57.5% | $4,764-16.7% |
| Participant deferral / active EE | $9,020 | $4,778+88.8% | $4,049+122.8% | $5,851+54.2% |
| Admin fee / account holder | $0 | $12,195-100.0% | $7,491-100.0% | $11,601-100.0% |