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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,303 | $69,444-3.1% | $92,985-27.6% | $87,485-23.1% |
| Participation rate | 74.1% | 63.3%+10.8pp | 69.5%+4.6pp | 68.9%+5.1pp |
| Annual return | 18.69% | 23.85%-5.2pp | 27.99%-9.3pp | 26.06%-7.4pp |
| Employer contribution / active EE | $2,712 | $1,917+41.5% | $2,662+1.9% | $2,596+4.5% |
| Participant deferral / active EE | $4,565 | $3,364+35.7% | $4,377+4.3% | $4,274+6.8% |
| Admin fee / account holder | $3,386 | $6,137-44.8% | $9,463-64.2% | $7,775-56.4% |