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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,632 | $209,425-64.4% | $178,499-58.2% | $158,966-53.1% |
| Participation rate | 63.6% | 86.4%-22.7pp | 81.9%-18.3pp | 82.0%-18.3pp |
| Annual return | 16.04% | 188.80%-172.8pp | 151.10%-135.1pp | 302.95%-286.9pp |
| Employer contribution / active EE | $1,717 | $5,707-69.9% | $5,011-65.7% | $4,762-64.0% |
| Participant deferral / active EE | $3,586 | $5,955-39.8% | $5,202-31.1% | $5,983-40.1% |
| Admin fee / account holder | $0 | $17,078-100.0% | $13,986-100.0% | $11,250-100.0% |