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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,219 | $94,529-87.1% | $140,019-91.3% | $64,173-81.0% |
| Participation rate | 97.3% | 84.1%+13.2pp | 87.5%+9.8pp | 69.6%+27.7pp |
| Annual return | -4.78% | 7.77%-12.6pp | 651.15%-655.9pp | 7.63%-12.4pp |
| Employer contribution / active EE | $0 | $3,812-100.0% | $5,605-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $4,289 | $5,250-18.3% | $6,927-38.1% | $3,470+23.6% |
| Admin fee / account holder | $1,467 | $6,741-78.2% | $10,705-86.3% | $4,887-70.0% |