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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,346 | $108,942+24.2% | $100,415+34.8% | $145,897-7.2% |
| Participation rate | 75.0% | 83.0%-8.0pp | 81.5%-6.5pp | 80.3%-5.3pp |
| Annual return | 23.10% | 58.27%-35.2pp | 49.47%-26.4pp | 552.29%-529.2pp |
| Employer contribution / active EE | $2,523 | $4,422-42.9% | $3,943-36.0% | $4,663-45.9% |
| Participant deferral / active EE | $9,807 | $8,461+15.9% | $8,091+21.2% | $6,689+46.6% |
| Admin fee / account holder | $1,430 | $9,702-85.3% | $7,906-81.9% | $13,390-89.3% |