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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,592 | $100,970+125.4% | $96,576+135.7% | $137,256+65.8% |
| Participation rate | 75.0% | 82.6%-7.6pp | 81.4%-6.4pp | 80.0%-5.0pp |
| Annual return | 19.10% | 38.16%-19.1pp | 38.47%-19.4pp | 220.34%-201.2pp |
| Employer contribution / active EE | $2,384 | $3,809-37.4% | $3,553-32.9% | $4,156-42.6% |
| Participant deferral / active EE | $9,847 | $8,286+18.8% | $7,956+23.8% | $6,407+53.7% |
| Admin fee / account holder | $6,127 | $11,312-45.8% | $11,381-46.2% | $12,270-50.1% |