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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,731 | $160,040-90.2% | $147,096-89.3% | $145,877-89.2% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 46.69% | 98.49%-51.8pp | 419.75%-373.1pp | 551.28%-504.6pp |
| Employer contribution / active EE | $0 | $5,289-100.0% | $4,936-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $5,184 | $8,429-38.5% | $8,071-35.8% | $6,691-22.5% |
| Admin fee / account holder | $2,897 | $15,050-80.8% | $13,005-77.7% | $13,402-78.4% |