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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $532,952 | $132,634+301.8% | $115,768+360.4% | $137,256+288.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 7.58% | 160.70%-153.1pp | 100.46%-92.9pp | 220.34%-212.8pp |
| Employer contribution / active EE | $14,070 | $3,360+318.8% | $2,940+378.6% | $4,156+238.6% |
| Participant deferral / active EE | $11,891 | $5,619+111.6% | $4,917+141.9% | $6,407+85.6% |
| Admin fee / account holder | $27,146 | $15,028+80.6% | $12,439+118.2% | $12,270+121.2% |