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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,492 | $198,462-67.0% | $170,439-61.6% | $147,585-55.6% |
| Participation rate | 46.2% | 88.0%-41.8pp | 83.6%-37.4pp | 82.8%-36.7pp |
| Annual return | 19.42% | 257.30%-237.9pp | 205.94%-186.5pp | 578.58%-559.2pp |
| Employer contribution / active EE | $1,556 | $6,184-74.8% | $5,433-71.4% | $4,876-68.1% |
| Participant deferral / active EE | $3,890 | $5,629-30.9% | $4,939-21.3% | $5,439-28.5% |
| Admin fee / account holder | $224 | $16,852-98.7% | $13,881-98.4% | $10,886-97.9% |