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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,299 | $171,867-92.3% | $149,721-91.1% | $147,586-91.0% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 27.32% | 2113.36%-2086.0pp | 1501.67%-1474.4pp | 578.59%-551.3pp |
| Employer contribution / active EE | $1,900 | $6,275-69.7% | $5,444-65.1% | $4,876-61.0% |
| Participant deferral / active EE | $4,318 | $7,270-40.6% | $6,568-34.3% | $5,439-20.6% |
| Admin fee / account holder | $581 | $13,799-95.8% | $11,282-94.9% | $10,886-94.7% |