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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,049 | $84,741-72.8% | $75,731-69.6% | $167,553-86.2% |
| Participation rate | 57.1% | 77.8%-20.7pp | 74.8%-17.7pp | 82.1%-25.0pp |
| Annual return | 16.94% | 199.72%-182.8pp | 104.65%-87.7pp | 478.89%-462.0pp |
| Employer contribution / active EE | $1,085 | $3,230-66.4% | $2,743-60.4% | $4,840-77.6% |
| Participant deferral / active EE | $2,548 | $4,577-44.3% | $3,820-33.3% | $6,343-59.8% |
| Admin fee / account holder | $1,081 | $5,361-79.8% | $3,620-70.1% | $12,316-91.2% |