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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $644,642 | $176,794+264.6% | $146,647+339.6% | $167,553+284.7% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 7.68% | 24.04%-16.4pp | 22.75%-15.1pp | 478.89%-471.2pp |
| Employer contribution / active EE | $30,442 | $5,161+489.8% | $4,137+635.9% | $4,840+529.0% |
| Participant deferral / active EE | $18,017 | $6,440+179.7% | $5,506+227.2% | $6,343+184.1% |
| Admin fee / account holder | $450,226 | $13,262+3294.8% | $10,281+4279.4% | $12,316+3555.5% |