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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,874 | $65,367-58.9% | $92,915-71.1% | $72,976-63.2% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 16.95% | 42.11%-25.2pp | 109.45%-92.5pp | 81.02%-64.1pp |
| Employer contribution / active EE | $7,852 | $2,594+202.7% | $3,653+114.9% | $2,440+221.8% |
| Participant deferral / active EE | $712 | $3,128-77.2% | $4,238-83.2% | $3,608-80.3% |
| Admin fee / account holder | $2,135 | $4,251-49.8% | $5,796-63.2% | $5,124-58.3% |