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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,798 | $148,629+8.2% | $135,982+18.2% | $139,487+15.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 13.33% | 79.33%-66.0pp | 68.32%-55.0pp | 373.84%-360.5pp |
| Employer contribution / active EE | $2,864 | $5,247-45.4% | $4,859-41.1% | $4,755-39.8% |
| Participant deferral / active EE | $3,240 | $8,102-60.0% | $7,760-58.2% | $6,713-51.7% |
| Admin fee / account holder | $6,927 | $12,406-44.2% | $10,767-35.7% | $11,407-39.3% |