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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,258 | $133,998-47.6% | $112,263-37.4% | $134,545-47.8% |
| Participation rate | 50.0% | 78.6%-28.6pp | 75.1%-25.1pp | 81.2%-31.2pp |
| Annual return | -14.74% | 47.17%-61.9pp | 27.49%-42.2pp | 418.37%-433.1pp |
| Employer contribution / active EE | $2,185 | $4,040-45.9% | $3,636-39.9% | $4,742-53.9% |
| Participant deferral / active EE | $5,158 | $5,292-2.5% | $4,729+9.1% | $6,401-19.4% |
| Admin fee / account holder | $1,539 | $7,493-79.5% | $6,410-76.0% | $11,431-86.5% |