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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,353 | $175,231-73.5% | $149,696-69.0% | $139,466-66.8% |
| Participation rate | 62.5% | 83.4%-20.9pp | 78.8%-16.3pp | 80.3%-17.8pp |
| Annual return | 30.09% | 166.77%-136.7pp | 134.46%-104.4pp | 373.66%-343.6pp |
| Employer contribution / active EE | $3,551 | $5,478-35.2% | $4,821-26.3% | $4,754-25.3% |
| Participant deferral / active EE | $10,067 | $6,521+54.4% | $5,682+77.2% | $6,712+50.0% |
| Admin fee / account holder | $2,117 | $16,155-86.9% | $13,212-84.0% | $11,409-81.4% |