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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,370 | $138,114-76.6% | $125,391-74.2% | $134,545-75.9% |
| Participation rate | 65.0% | 84.5%-19.5pp | 82.4%-17.4pp | 81.2%-16.2pp |
| Annual return | -14.87% | 750.88%-765.8pp | 572.41%-587.3pp | 418.37%-433.2pp |
| Employer contribution / active EE | $1,760 | $5,246-66.5% | $4,816-63.5% | $4,742-62.9% |
| Participant deferral / active EE | $4,984 | $7,801-36.1% | $7,448-33.1% | $6,401-22.1% |
| Admin fee / account holder | $5,256 | $11,570-54.6% | $10,009-47.5% | $11,431-54.0% |