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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,563 | $201,372+99.4% | $184,260+117.9% | $145,884+175.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 17.78% | 29.04%-11.3pp | 28.84%-11.1pp | 551.85%-534.1pp |
| Employer contribution / active EE | $8,977 | $7,024+27.8% | $6,427+39.7% | $4,662+92.5% |
| Participant deferral / active EE | $22,290 | $9,808+127.3% | $9,133+144.1% | $6,690+233.2% |
| Admin fee / account holder | $27,213 | $16,362+66.3% | $13,898+95.8% | $13,392+103.2% |