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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,506 | $135,956+39.4% | $123,894+53.0% | $273,972-30.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 11.95% | 56.63%-44.7pp | 47.52%-35.6pp | 41.46%-29.5pp |
| Employer contribution / active EE | $24,088 | $5,170+365.9% | $4,617+421.8% | $4,869+394.7% |
| Participant deferral / active EE | $16,320 | $6,343+157.3% | $5,984+172.7% | $5,287+208.7% |
| Admin fee / account holder | $3,352 | $9,817-65.9% | $8,357-59.9% | $10,133-66.9% |