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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,126 | $86,922+17.5% | $102,438-0.3% | $80,874+26.3% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.6%+32.4pp |
| Annual return | 9.93% | 18.90%-9.0pp | 29.37%-19.4pp | 35.62%-25.7pp |
| Employer contribution / active EE | $5,198 | $2,369+119.4% | $3,024+71.9% | $2,756+88.6% |
| Participant deferral / active EE | $7,083 | $4,119+72.0% | $5,054+40.2% | $4,297+64.8% |
| Admin fee / account holder | $33,672 | $8,050+318.3% | $9,448+256.4% | $6,935+385.5% |