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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,808 | $110,303+118.3% | $95,759+151.5% | $139,487+72.6% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 23.54% | 27.19%-3.7pp | 28.42%-4.9pp | 373.84%-350.3pp |
| Employer contribution / active EE | $25,230 | $3,261+673.8% | $2,836+789.6% | $4,755+430.6% |
| Participant deferral / active EE | $15,401 | $4,674+229.5% | $4,244+262.9% | $6,713+129.4% |
| Admin fee / account holder | $741 | $6,615-88.8% | $5,678-87.0% | $11,407-93.5% |