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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,464 | $202,463-46.9% | $169,397-36.6% | $139,487-23.0% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 17.15% | 532.64%-515.5pp | 406.23%-389.1pp | 373.84%-356.7pp |
| Employer contribution / active EE | $2,864 | $4,694-39.0% | $4,013-28.6% | $4,755-39.8% |
| Participant deferral / active EE | $11,188 | $6,941+61.2% | $6,223+79.8% | $6,713+66.7% |
| Admin fee / account holder | $20,239 | $10,726+88.7% | $9,017+124.4% | $11,407+77.4% |