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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,582 | $110,240+16.6% | $96,544+33.2% | $139,487-7.8% |
| Participation rate | 83.3% | 78.1%+5.2pp | 76.0%+7.3pp | 80.3%+3.0pp |
| Annual return | 43.82% | 26.41%+17.4pp | 25.88%+17.9pp | 373.84%-330.0pp |
| Employer contribution / active EE | $4,755 | $3,622+31.3% | $2,966+60.3% | $4,7550% |
| Participant deferral / active EE | $6,461 | $5,549+16.4% | $4,851+33.2% | $6,713-3.8% |
| Admin fee / account holder | $1,217 | $11,602-89.5% | $8,254-85.3% | $11,407-89.3% |