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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,329 | $213,785-93.3% | $185,441-92.3% | $155,188-90.8% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 13.70% | 19.97%-6.3pp | 20.16%-6.5pp | 148.84%-135.1pp |
| Employer contribution / active EE | $1,952 | $5,393-63.8% | $4,672-58.2% | $4,248-54.0% |
| Participant deferral / active EE | $793 | $6,864-88.4% | $6,152-87.1% | $6,531-87.9% |
| Admin fee / account holder | $1,414 | $21,134-93.3% | $17,890-92.1% | $14,480-90.2% |