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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,329 | $178,174-92.0% | $156,181-90.8% | $137,256-89.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 13.70% | 84.19%-70.5pp | 64.87%-51.2pp | 220.34%-206.6pp |
| Employer contribution / active EE | $1,952 | $4,972-60.7% | $4,294-54.5% | $4,156-53.0% |
| Participant deferral / active EE | $793 | $6,888-88.5% | $6,132-87.1% | $6,407-87.6% |
| Admin fee / account holder | $1,414 | $17,404-91.9% | $14,586-90.3% | $12,270-88.5% |